Managing your finances effectively starts with knowing where you stand. Keeping track of your balance with First Abu Dhabi Bank (FAB) is essential for various reasons—from budgeting to ensuring your transactions are legitimate. Regular balance checks can help you avoid overdrafts, detect unauthorized activity, and plan your expenses more effectively. The best part? FAB provides multiple convenient options to check your balance, whether you’re connected to the internet or not!

5 Reliable Ways to Check Your FAB Bank Balance

1. FAB Mobile App (Instant & Free)

The most convenient and real-time way to check your balance is through the FAB Mobile App, available for both iOS and Android devices. The app allows you to not only check your balance but also manage your transactions, view detailed history, and more. Here’s how to get started:

• Download the app from the App Store or Google Play.
• Log in with your credentials (new users will need to register first).
• Once logged in, go to the “Accounts” section to view your balance instantly.

✅ Best for: Real-time updates, transaction history, and secure mobile banking.

2. FAB Online Banking (Quick & Secure)

If you prefer using a desktop or laptop, FAB’s online banking service provides a straightforward way to check your balance.

• Visit FAB’s official website.
• Log in to Personal Online Banking.
• Enter your username and password (first-time users must register).
• Your balance and account summary will appear right on the dashboard.

💡 Pro Tip: Bookmark the login page to save time on future logins!

💻 Best for: Quick access and a more detailed account overview when using a computer.

3. SMS Banking (No Internet Required)

For those moments when you don’t have internet access, FAB’s SMS banking service allows you to check your balance without any data connection.

• Registered users can send a text with the word “BAL” to FAB’s SMS banking number (e.g., 2121).
• You’ll receive an instant reply with your balance.

Cost: AED 1 per SMS (network charges may apply).

📱 Best for: Checking balances when you’re offline or have limited internet access.

4. ATM Balance Inquiry (Card Required)

If you’re near a FAB ATM, you can check your balance in person:

• Insert your debit card and enter your PIN.
• Select “Balance Inquiry” from the on-screen options.
• Your balance will be displayed on the screen (you can choose not to print a receipt).

Fee: Free for FAB ATMs (other banks may charge a fee).

🏦 Best for: A quick and offline balance check when you’re out and about.

5. Visit a FAB Branch (In-Person Assistance)

If you prefer face-to-face interaction or have more complex banking inquiries, you can visit any FAB branch:

• Locate the nearest FAB branch via their official website.
• Present your ID and account details to the teller.
• They will provide your balance instantly.

🏦 Best for: More personalized service or complex banking needs.

Bonus: Ratibi Prepaid Card Balance Check

For employees receiving their salary under AED 5,000 via the FAB Ratibi Prepaid Card, checking your balance is easy through:

• Online: Visit the FAB prepaid portal, and enter the last two digits of your card along with your Card ID.
• SMS: Registered users can text for updates.

Why Regular Balance Checks Matter

Checking your balance regularly can help you maintain financial health. Here’s why:

• Avoid Overdraft Fees: By monitoring your balance, you can ensure you don’t overspend and incur unwanted fees.
• Detect Fraud: Early detection of unauthorized transactions can help protect your money.
• Budgeting: Real-time updates enable you to plan your expenses and manage your finances more efficiently.

FAQs About FAB Balance Checks

Q: Is checking my FAB balance free?
A: Yes, checking your balance is free via the mobile app, online banking, and FAB ATMs. SMS checks cost AED 1 per message.

Q: Can I check my balance without a card?
A: Absolutely! You can check your balance using the mobile app, online banking, or SMS (if registered).

Q: How do I register for SMS banking?
A: You can register for SMS banking through the FAB app or by visiting a branch to activate the service.

Final Thoughts

Checking your FAB bank balance is quick, secure, and convenient—whether you prefer digital banking, SMS, or in-person visits. To get the best experience, download the FAB Mobile App for instant updates, anytime and anywhere. By staying on top of your balance, you’ll be in a better position to manage your finances with ease.